Do You Have a Trust or Trust Fund?

Safeguard You and Your Family's Future

Do not put your trust in money, but put your money in Trust.  Don't just leave things to chance. Talk to us about Wills, Trusts, Lasting Power of Attorney's, Probate, Insurance, Care & Funeral Planning

Trusts & Trust Funds

What is a Trust?

A Trust is a set of legal documents or papers.  A trust is a fiduciary arrangement that allows a third party, or trustee, to hold assets on behalf of a beneficiary or beneficiaries. Trusts can be arranged in many ways and can specify exactly how and when the assets pass to the beneficiaries.

Trusts offer more control of assets, but they are more expensive, can be tedious to set up, and must be actively managed. If you do not have an estate plan, the government in the country which you live will have one for you. So making this a priority now can save money and precious time later.

What are the key features of a trust?

The key characteristic of a trust is that it permits the separation of legal ownership and beneficial interest: the trustees become the owners of the trust property as far as third parties are concerned, and the beneficiaries are entitled to expect that the trustees will manage the trust property for their benefit.

Types of Trusts
  • Family Asset Protection Trust
  • A Living Trust
  • Interest in Possession Trust (General)
  • Flexible Life Interest Trust
  • Discretionary Trust
  • Pension Death Benefit Trust
  • Charitable Trust

Are you concerned about what you intend leaving to your children and grandchildren being eaten up by care costs, divorce settlements, threats from creditors, or taxes?

How can I protect my children's inheritance?
Ensuring your assets reach your children, grandchildren and other relatives, rather than ending up in the wrong hands, is more commonly known as “Bloodline Planning”.

When assets are distributed to beneficiaries "absolutely", (i.e. they receive cash, property or other assets as a direct lump sum payment) so much can be lost. These assets are then considered to be part of the beneficiary's estate and would be at risk of attack from any future divorce settlements, creditors and taxation.

How can we help?
With the strategic use of Trusts, we can ensure that your children and grandchildren are able to benefit from the inheritance you want them to receive with the maximum possible protection from divorce, remarriage, taxation and creditors.

Do you really want to leave it all to chance?
With our professional help, we can help you to set up the correct type of planning to solve all these problems. Our expertise will ensure that your assets are both fully protected from attack and immediately available to your loved ones after you are gone.

Why have a Trust instead of a Will?

The two main reasons are to keep you and your assets out of a court-supervised guardianship and to allow your beneficiaries to avoid the costs and hassles of probate.

Why to Set Up a Trust?

Avoiding or delaying taxes. Protecting your assets from creditors of both you and your beneficiaries. Maintaining privacy regarding your assets. Exercising greater control over your assets than might be achieved with an ordinary will.


Everyone knows that they should have a Will, but you may be surprised to learn that over 70% of the adult population in the UK have not got around to making one. Even more surprising is that of the 30% that do have a Will in place this is often out of date, or will not achieve what they actually intended it to do.

What exactly is Estate Planning?

Estate planning, also referred to as wealth preservation or succession planning, is the process by which an individual or family arranges the transfer of assets in anticipation of death. An estate plan aims to preserve the maximum amount of wealth possible for the intended beneficiaries and flexibility for the individual prior to death, with the application of Wills, Trusts and other legal products.

Secure Your Future

• Control who gets your estate
• Protect your family
• Leave money to charity
• Set out your funeral wishes
• Reduce inheritance tax
• Prevent family conflict
• Get true peace of mind

Our Service

Our Estate Planning team are experts in all aspects of estate planning, no matter how complex. So whether it’s a Will review, a full estate planning report, tax advice, lifetime and advanced estate planning solutions, or business succession, our team has the answers.  

Our UK network of Estate Planning Consultants can arrange to visit you in the comfort of your own home to discuss your current situation and provide the answers to any questions you might have.

So, whether you need a Will, advice on care planning, business succession planning, or have more complex issues including advice on taxation, we can provide you with the perfect solution to achieve your goals. All our products and services are competitively priced, yet still tailor made to suit your individual needs.

We specialise in family inheritance and succession planning.

We help families plan for their futures, from drafting a Will to advising on issues concerning international families, protection of the vulnerable, family businesses and philanthropic giving.

Providing simple yet effective solutions for your Estate Planning and Asset Protection needs whatever your situation and budget, from basic Wills to Business Succession strategies, wherever you reside in the UK.

Why Choose Us

  • Trustworthy and Experienced.  Our business ethos is one of honesty, credibility and dependability.
  • Expertise.  Specialists in estate planning and experts in UK law.
  • Secure.  We use the latest in Internet security to ensure your data is secure and encrypted.
  • Personalised.  You can specify exactly who inherits your estate and set out your funeral wishes.
  • Our Consultants are Members of The Society of Will Writers

   • Ethical
   • Educated
   • Experienced
   • Experts
   • Dependable
   • Knowledgeable
   • Helpful
   • Trustworthy

Frequently Asked Questions

What are the requirements to make a will?

You have to be aged 18 or over; be 'of sound mind'; understand what is in your will; and be making the will voluntarily. For a will to be legally binding, when your will is complete, you need to sign it in the presence of two witnesses (who can’t benefit from your will), both of whom must add their own signatures. The correct wording and the correct signing and witnessing of the will are what is needed to make it fully legal.

How much do you charge to create an Will?
Pricing starts from only £240 per Will.

Can I get a Mirror Will?
Mirror Wills get their names from the wishes of one person’s Will reflecting another (typically that of their partner) but they are in fact two individual Wills, rather than one joint Will. We do Wills for couples.

What kind of will shall I get?
Our Will Writing team will draft a will that states what you would like to happen to your possessions when you die, names an executor(s), nominates guardians for your children if applicable, and specifies your funeral wishes.
Our Will Writing service is suitable for all your Will Writing needs; if you own or part own a farm, own a business, have property overseas, if you want to set up a Trust, or where you have wishes that could be considered contentious.

What is an executor and what do they do?
Executors are either individuals or an organisation that you appoint within your will to deal with all aspects of your estate after you’ve passed away. After applying for legal authority to deal with your estate (known as probate), the executors will ensure that all your assets are accounted for and paid into your estate and after any debts and funeral expenses have been paid, they will ensure that the estate will be distributed in accordance with your will.

What is a guardian and what do they do?
If you die leaving children under the age of 18 and there is no other person living who has parental responsibility, you can choose who you would like to be their guardian in your will. The guardian(s) will be responsible for looking after your children as they grow up, having control over their welfare, health and schooling.

What are witnesses and what do they do?
Witnesses are people who see the act of signature and add their signatures and names to the Will to prove this. By law your Will needs two adult witnesses. The witnesses do not commit themselves to anything by adding their details; they are simply witnessing you signing the Will.

How do I get witnesses during lockdown?
We recommend both of your witnesses watch you sign your Will through a window, and you then pass the Will to them through the window/letterbox to watch them sign as witnesses, before they return it to you. The alternative is do it outside using a table and you all rotate around the table, keeping a safe distance from one another. It’s best that you each use your own pens and try and wear gloves and use hand sanitiser if possible.

Where should I store my will?
You can either store your will safely at home or you can pay for a will storage service, such as that provided by most will writing companies, other organisations such as the co-operative society, a solicitor or with the government’s Probate Service.
Caution: Do not store your will in a bank safety deposit box, as the bank might not be able to release the contents of the safety deposit box without a grant of probate, and a will is required to apply for a grant of probate!

What happens if I don't make a will?
If you die without making a valid will (also known as dying ‘intestate’), your estate goes to your ‘next of kin’ which is usually your husband or wife, or if you are unmarried, your children. If you have no family members close enough to inherit, the government will keep everything. Without a will, your loved ones will have far more work to do after your death and it is highly likely that your possessions will not be distributed the way you would want. With no recognised document for the administration or distribution of your possessions, the government rules will stipulate who will inherit, and this typically results in negative tax consequences, heartache and lost time and money for your loved ones.

Is it legally binding?
Yes! Our Wills are 100% legal in England and Wales.

Can I change my Will?
Yes! You can create a new will to replace your old one at anytime.